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Fowler and Fowler Credit and Debt Solutions
Client Credit Repair Tools
Online Client Status Program
Fowler & Fowler credit repair services offers individuals the most
complete, comprehensive credit repair services available today. We know
that long lasting credit repair is not a quick fix, but a process. Clients
are able to check on the progress of their account anytime, 24/7, using
our instant online Client Status Program!
Not sure if you need your credit repaired?
Click here for a FREE online credit evaluation!
No obligation - no cost!!
The Online Client Status Program
Check the progress of your account online anytime! All clients working
with Fowler & Fowler can log in and track the progress of their account 24
hours a day, 7 days a week. Check on what we're working on, see what
progress is being made on each credit report and for every credit account.
After signing up with Fowler & Fowler, clients are emailed a personal
username and password, so that they have the ability to view their
personal account progress online.
The following is an outline of how our credit repair program operates.
The Interviewer™
After we receive a copy of your credit reports, we then set up The
Interviewer™. We send you an email requesting some simple information.
Once we receive this form back, a credit counselor reviews your form, and
contacts you if any further information is required. The goal of this step
is to enable us to fully and completely understand your current credit
situation, credit history, short and long term credit goals, and any
specific concerns you may have. We then walk you through understanding
what your current credit scores mean, and suggest methods for you quickly
improve these scores,
including paying or closing accounts and other tips to help your
individual credit situation. We then outline and set up your individual
credit restoration plan, including time lines, and ensure that we have
addressed any questions or concerns you may have.
Targeted Response™
The next step in our program includes starting on the drafting of unique
documents, designed to address your credit restoration requirements. These
are not simply form letters, but instead are written exactly according to
your personal requirements. These documents will be sent to the necessary
collections agencies, creditors, public record providers or courthouses,
and credit reporting agencies as determined by your credit repair needs.
Unlike most credit repair services who only dispute negative accounts
using form letters, our services are tailored to your precise
requirements. We move on
to contact the 'furnisher of information' directly through Lawful Notice,
demanding a comprehensive response within 30 days, as required by law. All
documents sent from us on your behalf are sent through facsimile, email,
internet or regular mail, depending on the most timely and effective
method to communicate with the entity in question.
Our knowledge of the Fair Credit Reporting Act, Consumer Credit Reporting
Reform Act, Fair Debt Collections Practice Act, and the Consumer Reporting
Employment Clarification Act, coupled with our many years of extensive
experience and proven techniques, can permanently remove inaccurate,
negative, incomplete and unverifiable information from your credit
reports. These include collections accounts, charge offs, bankruptcies,
judgments, foreclosures, repos, student loans, slow pays, and tax liens.
Result Tracker™
Our Result Tracker allows our clients instant online access to their
account, so that along with us, they are able to monitor the deletions and
corrections of all inaccurate, negative, incomplete or unverifiable
information contained in their credit reports. The Result Tracker lets you
watch your account to monitor what we are working on the progress we are
making. Every account is listed in the Result Tracker, including all
related details about the progress of the account and what has been
removed or updated. If we feel it is in the client's best interests, we
will recommend the settlement of recent, unpaid accounts. We will
negotiate with those creditors you decide to make settlements arrangements
with on your behalf, usually at between 30 - 50% of the amount owed.
We provide two methods of Free Evaluation, an online form or a credit
report review.
If you would like to request that we evaluate your current
credit situation at no charge, please click here.
Click here to sign up for credit repair services. |