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About Credit Repair Companies
Important Questions to ask Credit Repair Companies
Rules governing Credit Repair Companies


Credit Repair Companies

When bills and debt become unmanageable, many people look for help. One of the places they turn to are credit repair companies that provide help and services to aid individuals in repairing bad credit, as well as correcting any inaccurate information that may be on an individual's credit report. It is important that consumers be very cautious when choosing a credit repair company and understand the rules that govern these companies, as well as what services they should be looking for.

Click here for a FREE online credit evaluation!

Always check a credit repair company out with your local consumer protection agency or the Better Business Bureau that resides in the company's location. This is the first and often, most important, step anyone can take in ensuring that the company they plan to deal with is legitimate and that they are known to consumer protection organizations.

Fowler & Fowler Credit and Debt Solutions, Inc. is listed with the Better Business Bureau. Click on the link above to search the company.

Learn more about Fowler and Fowler Credit and Debt Solutions and Services.

Click here for a FREE online credit evaluation from the Fowler and Fowler credit repair team!

There are a number of unscrupulous and unethical "businesses" operating in the credit repair arena. Problems can include companies that misrepresent their services, those that misrepresent their capabilities, those that make impossible promises - to those who want you to take on very high interest loans, expect you to sign over your home, suggest you engage in unlawful behavior and even those who don't exist and will take your money and disappear.

The time you spend researching a credit repair company prior to doing business with them can save you not only time, but a great deal of money. Doing your homework can help you to avoid:

  • debt repayment plans that charge exorbitant fees

  • companies who do not offer services they promise

  • companies who want you to sign over homes, automobiles and other assets as collateral

  • credit repair plans that leave you filing for bankruptcy

  • repair plans that cost thousands of dollars in 'legal fees'

  • companies 'guaranteeing' you loans for an upfront fee

  • credit repair 'clinics' that take place all over the country and that demand fees, then disappear from sight

  • companies that suggest you build a 'new credit identity'

The FDA has and continues to post 'credit repair company' alerts and warnings for consumers on their website. Read these thoroughly if you have been contacted by a credit repair company to ensure that you are protecting yourself from any of the new scams that pervade this industry.

It is important for anyone seeking a credit repair company to understand the rules that these companies are obligated to follow, as well as the most important questions that need to be asked before engaging the services provided by these companies. Please read through our related pages for more information.

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