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 Fowler and Fowler Credit and Debt Solutions
Our Guarantee
Fowler & Fowler is interested in working for your credit restoration
success. All clients receive the Fowler warranty, and the Fowler Money Back
Guarantee!
The details about our warranty are as follows. If we have not corrected
and/or removed enough disputed/negative items from your credit reports,
you are entitled to some or all of your money back. It is that simple.
If you are unsure if you require our services,
click here for a FREE - no cost, no obligation online credit evaluation!
Learn more about
our services...
After twelve months of services provided, you may request an
audit/evaluation of your account. We then add up the value of all
successfully corrected/deleted items in your account, and use this number
in comparison to the amount of money you have paid us. If the value of the
corrected/deleted items is less than the amount you have paid, we refund
the difference to you. The total value of our services is calculated as
follows: the number of items successfully corrected/deleted is multiplied
by $40 per item. The $40 per corrected/deleted item is the fair market
value of our services.
The examples below demonstrate how our warranty works.
Example A
A client starts with 15 negative items on their credit reports. After 12
months, 2 items have been successfully corrected/deleted, leaving 13 items
remaining. The refund is calculated as follows:
Your cost for 12 months: $495.00 (5 months x $99.00/ea)
Value of services rendered: $80.00
(2 deletions x $40.00/ea)
Amount you owe: $0.00
Amount you get back: $415.00 (depending on which
payment plan you selected)
Example B
A client starts with 27 negative items on their credit reports. After 12
months, we have successfully corrected/deleted 25 items, leaving 2 items
remaining. The refund is calculated as follows:
Your cost for 12 months: $495.00 (5 months x $99.00/ea)
Value of services rendered: $1000.00
(25 deletions x $40.00/ea)
Amount you owe: $0.00
Amount you get back: $0.00
Example A demonstrates results that are far lower than those results
provided to our average client; however, it provides a good illustration
of how the warranty works. Our warranty is there to reassure you that it
is in our interest to successfully restore your credit, but if for some
reason we can't, it is our duty to provide you a refund.
Important Note:
If you begin our service with very few negative items to be removed, such
that if all items are successfully corrected/removed, the value would not
equal the warranty value, we will assign all negative items a new value.
The new value will be equal to the total of the fees you've paid, then
divided by the number of negative items.
This warranty is intended to reassure you that our goal is to actually
remove negative/disputed accounts form your credit reports - not just talk
about it! If we can't remove these items, we will refund your money. It's
as simple as that!
If you have any concerns or questions about our warranty, please
email or
call us today!
Important Notice:
Fowler & Fowler Credit and Debt Solutions, Inc. acts in full compliance
with Federal Trade Commissions (FTC) regulations, as well as the Credit
Repair Organization Act. Therefore, by law, we cannot guarantee any exact
or specific outcomes or results. Having said that, we promise to legally
do everything in our power to restore your good credit, on your behalf.
However, if after 12 months of service, and if you have forwarded your
credit reports every 90 days and completed your commitments to our
services, you aren't satisfied with our progress or results, we will
happily offer you a refund. Clients must understand that all results
achieved by Fowler & Fowler Credit and Debt Solutions on behalf of our
clients will depend to some degree, and are not
limited to, our client's ability to repay loans and debts in a timely
fashion once enrolled in our credit repair program, engaging the
cooperation of the client's creditors, as well as the ability of the
credit bureaus to verify the information that Fowler & Fowler supplies.
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