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Home Credit Repair Services Credit Repair Credit Repair Services Free Evaluation Credit Repair Fees Guarantee Sign Up Online! Repair Bad Credit ____________ About Credit Credit Credit Scores Consumer Reporting Agencies (CRAs) Credit Repair - Do It Yourself? Credit Counseling Organizations Credit Repair Companies Credit Laws, Acts & Rules Legal Credit Repair Bankruptcy Credit and Divorce Senior's Credit Credit Repair Scams Identity Theft Advance Fee Loans File Segregation Scams	Credit Scores	Debt Consolidation Debt Consolidation Debt Consolidation Services Debt Consolidation Program Debt Consolidation FAQs ___________________________ Debt Management Center Learn all there is to know about debt, including 'good' debt and 'bad debt', how to manage debt and how to avoid facing a debt crisis. Money Management Center Learn how to assess your financial health and net worth and all about setting and reaching your financial goals. Privacy Disclaimer
	What is a credit score? About credit scoring systems Credit details used in credit scoring models Improving credit scores How to Improve your Credit Score The best method to improve credit scores when considering any type of scoring model is to pay all bills in a timely manner, pay down outstanding debt and credit balances and avoid incurring new debt. Learn how you can tackle your bad credit with Fowler & Fowler Credit and Debt Solutions. Click here for a FREE online credit evaluation - no obligation, no cost! Click here to order credit repair services online now!!! Being denied credit The Equal Credit Opportunity Act obligates a creditor to inform a person of the specific reason credit has been denied. A person has the right to request this information for a period of 60 days after denial of credit. It is incumbent on the creditor to be specific. If the denial of credit is the result of any detail on your credit report, the creditor is obligated to provide you with the name and address of the credit reporting agency that supplied the information. You can then contact the credit reporting agency for information about the details of your credit report. Although the credit reporting agency can tell you what's in your credit report, then cannot tell you the reasons why any creditor denied your application for credit. If you've been denied credit, make sure you know why. Fowler and Fowler Credit and Debt Solutions offers a FREE online credit evaluation - no obligation, no cost - so that you know what your potential creditors see on your credit history. The Consumer Federation of America offers information and articles about credit scores. Read through the FTC's information about credit scoring.

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